FLISP Subsidy Table – Calculate Your Subsidy by Income

The FLISP subsidy table helps first-time home buyers see how much First Home Finance support they may qualify for based on their gross monthly household income.

The main point is simple: the subsidy amount decreases as income increases. A lower qualifying income gets a higher subsidy, while a higher qualifying income gets a lower subsidy.

This table is useful before applying because it gives you a clear estimate of what support may be available. Final approval still depends on the official application, documents, and eligibility checks.

How to Read the FLISP Subsidy Table

Use your gross monthly household income, not your take-home pay. Gross income means income before deductions such as tax, UIF, pension, medical aid, or other deductions.

If you are applying with a spouse or partner, add both incomes together and use the combined household amount.

For example, if your gross household income is R10,200 per month, you should check the band that includes R10,200. The subsidy amount next to that band is the estimated amount you may qualify for.

Official FLISP Subsidy Table

Gross Monthly Household IncomeSubsidy Amount
R3,501.00 – R3,700.99R169,264.60
R3,701.00 – R3,900.99R167,815.86
R3,901.00 – R4,100.99R166,367.12
R4,101.00 – R4,300.99R164,918.39
R4,301.00 – R4,500.99R163,469.65
R4,501.00 – R4,700.99R162,020.92
R4,701.00 – R4,900.99R160,572.18
R4,901.00 – R5,100.99R159,123.44
R5,101.00 – R5,300.99R157,674.71
R5,301.00 – R5,500.99R156,225.97
R5,501.00 – R5,700.99R154,777.24
R5,701.00 – R5,900.99R153,328.50
R5,901.00 – R6,100.99R151,879.76
R6,101.00 – R6,300.99R150,431.03
R6,301.00 – R6,500.99R148,982.29
R6,501.00 – R6,700.99R147,533.56
R6,701.00 – R6,900.99R146,084.82
R6,901.00 – R7,100.99R144,636.08
R7,101.00 – R7,300.99R143,187.35
R7,301.00 – R7,500.99R141,738.61
R7,501.00 – R7,700.99R140,289.88
R7,701.00 – R7,900.99R138,841.14
R7,901.00 – R8,100.99R137,392.40
R8,101.00 – R8,300.99R135,943.67
R8,301.00 – R8,500.99R134,494.93
R8,501.00 – R8,700.99R133,046.20
R8,701.00 – R8,900.99R131,597.46
R8,901.00 – R9,100.99R130,148.72
R9,101.00 – R9,300.99R128,699.99
R9,301.00 – R9,500.99R127,251.25
R9,501.00 – R9,700.99R125,802.52
R9,701.00 – R9,900.99R124,353.78
R9,901.00 – R10,100.99R122,905.04
R10,101.00 – R10,300.99R121,456.31
R10,301.00 – R10,500.99R120,007.57
R10,501.00 – R10,700.99R118,558.83
R10,701.00 – R10,900.99R117,110.10
R10,901.00 – R11,100.99R115,661.36
R11,101.00 – R11,300.99R114,212.63
R11,301.00 – R11,500.99R112,763.89
R11,501.00 – R11,700.99R111,315.15
R11,701.00 – R11,900.99R109,866.42
R11,901.00 – R12,100.99R108,417.68
R12,101.00 – R12,300.99R106,968.95
R12,301.00 – R12,500.99R105,520.21
R12,501.00 – R12,700.99R104,071.47
R12,701.00 – R12,900.99R102,622.74
R12,901.00 – R13,100.99R101,174.00
R13,101.00 – R13,300.99R99,725.27
R13,301.00 – R13,500.99R98,276.53
R13,501.00 – R13,700.99R96,827.79
R13,701.00 – R13,900.99R95,379.06
R13,901.00 – R14,100.99R93,930.32
R14,101.00 – R14,300.99R92,481.59
R14,301.00 – R14,500.99R91,032.85
R14,501.00 – R14,700.99R89,584.11
R14,701.00 – R14,900.99R88,135.38
R14,901.00 – R15,000.99R86,686.64
R15,001.00 – R15,200.99R85,237.91
R15,201.00 – R15,400.99R83,789.17
R15,401.00 – R15,600.99R82,340.43
R15,601.00 – R15,800.99R80,891.70
R15,801.00 – R16,000.99R79,442.96
R16,001.00 – R16,200.99R77,994.23
R16,201.00 – R16,400.99R76,545.49
R16,401.00 – R16,600.99R75,096.75
R16,601.00 – R16,800.99R73,648.02
R16,801.00 – R17,000.99R72,199.28
R17,001.00 – R17,200.99R70,750.55
R17,201.00 – R17,400.99R69,301.81
R17,401.00 – R17,600.99R67,853.07
R17,601.00 – R18,000.99R66,404.34
R18,001.00 – R18,200.99R64,955.60
R18,201.00 – R18,400.99R63,506.87
R18,401.00 – R18,600.99R62,058.13
R18,601.00 – R19,000.99R60,609.39
R19,001.00 – R19,200.99R59,160.66
R19,201.00 – R19,400.99R57,711.92
R19,401.00 – R19,600.99R56,263.19
R19,601.00 – R19,800.99R54,814.45
R19,801.00 – R20,000.99R53,365.71
R20,001.00 – R20,200.99R51,916.98
R20,201.00 – R20,400.99R50,468.24
R20,401.00 – R20,600.99R49,019.51
R20,601.00 – R20,800.99R47,570.77
R20,801.00 – R21,000.99R46,122.03
R21,001.00 – R21,200.99R44,673.30
R21,201.00 – R21,400.99R43,224.56
R21,401.00 – R21,600.99R41,775.83
R21,601.00 – R21,800.99R40,327.09
R21,801.00 – R22,000.99R38,911.40

What the Table Shows

The highest amount in the table is R169,264.60, and the lowest amount is R38,911.40.

Your estimated subsidy depends on the income band where your gross household income falls. Someone earning closer to the lower end of the qualifying range may receive more support than someone earning closer to the upper end.

Example

If your gross household income is R8,400, you fall in the R8,301.00 – R8,500.99 band. Your estimated subsidy would be R134,494.93.

If your gross household income is R20,100, you fall in the R20,001.00 – R20,200.99 band. Your estimated subsidy would be R51,916.98.

Table Amount vs Final Approval

The table gives an estimate, not automatic approval. Your application still needs to meet the official requirements.

You may need to prove that you are a first-time home buyer, have not received a government housing subsidy before, and have the required finance or supporting documents.

Use the table for planning, but confirm the final amount through the official First Home Finance application process.

Common Mistakes to Avoid

  • Do not use your net salary. The table is based on gross monthly household income.
  • Do not leave out your spouse or partner’s income if you are applying together.
  • Do not use an old table if the subsidy amounts have changed.
  • Do not treat the table amount as guaranteed before your application is approved.

Conclusion

The FLISP subsidy table makes it easier to estimate how much First Home Finance support you may qualify for. Find your gross monthly household income, match it to the correct band, and use the listed amount as your planning estimate.

The important figures are:

Maximum subsidy: R169,264.60
Minimum subsidy: R38,911.40
Income basis: gross monthly household income
Final result: subject to official approval